售$94万9 - New York City, 曼哈顿金融区 Financial District, NY 10005｜ID# RLS20122532

20 Pine Street，1001号住宅 | Armani/Casa典藏公寓，金融区

**难得机遇：可承接的5.75%房贷已落实**

在深入了解户型之前，这套住宅的财务条件便已令其在当今市场中脱颖而出。1001号住宅附带一笔利率锁定为5.75%的可承接房贷，相较当前普遍约7%的固定利率，可大幅节省每月支出。为确保购房流程顺畅，NextGen团队将为买卖双方承担法律代理费用。

**所见即所得：20 Pine的真实空间比例**

如果您看过20 Pine目前在售的单间公寓，或许已经注意到一种常见现象：大量使用AI布置、超广角镜头造成的失真，以及经过数字增强的灯光效果，让买家甚至还没走出电梯，就已经形成不切实际的期待。许多买家实地看过楼内的单间公寓后，才发现实际尺寸和装修状况与预期相差甚远。

1001号住宅是这栋大楼中令人耳目一新的例外。所有照片均未经修饰，且严格按照实际比例呈现。屏幕上看到的光线、装修细节与空间布局，都真实反映了住宅的实际情况。事实上，由于照片会压缩纵向空间，真实的12英尺挑高在现场看起来甚至更加出色。您大可期待亲临现场后，因空间开阔感而惊喜，而不是被数字布置效果所误导。

**开阔空间、充沛采光与无遮挡景观**

- **真实的12英尺挑高：**气派的垂直空间，搭配经典梁柱建筑细节，让居住空间远胜普通单间公寓的尺度。
- **保证无遮挡视野：**住宅俯瞰相邻的政府所有公共广场／公园，开阔采光与天空景观不会因未来建设而受到遮挡。
- **独立睡眠区：**巧妙内嵌的卧室空间，可轻松容纳一张特大号床及定制收纳，同时与主要的待客和用餐空间完全分隔。
- **Armani/Casa匠心工艺：**标志性一体化厨房采用定制面板隐藏Sub-Zero与Miele电器；另配超大石材浴室及深浸浴缸。

**曼哈顿下城的长期价值**

据估计，曼哈顿下城约80%符合条件的商业大楼正在评估或申请改建为住宅，未来将有更多房源入市。然而，20 Pine依然是首个以Armani/Casa品牌打造的标杆项目。其建筑传承、全方位服务配套与优越地段，将使其在社区持续转型为住宅区的过程中保持稳健的转售韧性。（欢迎观看我们的完整视频导览，了解整体市场数据以及这一户型具体的投资优势。）

**The Collection大楼配套设施：**

- 24小时门卫、礼宾与代客泊车服务
- 地下60英尺长的泳道泳池、土耳其哈曼浴及私人水疗中心
- 全方位健身俱乐部、瑜伽室、高尔夫模拟器及台球室
- 位于25楼、设有景观设计的露天露台休息区及镜面水池
- 可直接经封闭式连廊通往2、3、4、5、J及Z号地铁线路

**NextGen独家代理**

由NextGen by Keller的Liam Kwon与Jonathan Normolle挂牌代理。

可按要求安排私人看房，并提供完整的可承接贷款文件。欢迎直接联系Liam及NextGen团队，预约参观1001号住宅。

20 Pine Street, Residence 1001 | The Collection by Armani/Casa, Financial District

A Rare Opportunity: 5.75% Assumable Mortgage in Place Before diving into the layout, the financial profile of this residence immediately sets it apart in today’s market. Residence 1001 comes with an assumable mortgage locked at 5.75%, offering massive monthly savings against prevailing 7% fixed rates. To keep the acquisition seamless, the NextGen Team covers legal representation fees for both the buyer and seller side.

What You See Is What You Get: Real Proportions at 20 Pine
If you’ve spent any time touring studios currently on the market inside 20 Pine, you’ve probably noticed the pattern: heavy AI staging, ultra-wide distortion, and digitally enhanced lighting that build unrealistic expectations before you even step off the elevator. Most buyers walk through the building’s studio inventory only to be negatively surprised by the actual dimensions and finish condition in person.

Residence 1001 is the refreshing exception in the building. The photography is entirely unedited and true to scale. What you see on screen accurately reflects the exact light, finishes, and spatial flow of the home. In fact, because photographs flatten verticality, the authentic 12-foot scale presents even better in real life. You can arrive expecting to be pleasantly surprised by the volume rather than let down by digital staging.

Volume, Light, and Protected Views
Authentic 12-Foot Ceilings: Dramatic vertical clearance with classic beamed architectural details, expanding the living volume well beyond standard studio footprints.
Guaranteed Unobstructed Outlook: Positioned overlooking an adjacent, government-owned public plaza/park—meaning your open light and open-sky views will never be blocked by future construction.
Dedicated Sleeping Alcove: An intelligent, recessed bedroom nook that easily accommodates a king bed and custom storage while keeping the main entertaining and dining salon completely separate.
Armani/Casa Craftsmanship: Signature integrated kitchen featuring concealed Sub-Zero and Miele appliances behind custom paneling, paired with an oversized stone bathroom and deep soaking tub.
Long-Term Value in Lower Manhattan
With an estimated 80% of eligible commercial towers across Lower Manhattan exploring or filing for residential conversion, new inventory is on the horizon. Yet 20 Pine remains the original, branded Armani/Casa benchmark. Its architectural pedigree, full-service infrastructure, and prime positioning ensure it holds resale resilience as the neighborhood continues its residential transformation. (Watch our full video walkthrough where we break down the macro numbers and the specific investment upside of this line).

The Collection Building Amenities:

24-hour doorman, concierge, and valet services
Subterranean 60-foot lap pool, Turkish Hamman, and private spa
Comprehensive fitness club, yoga studio, golf simulator, and billiards room
25th-floor landscaped open-air terrace lounge with reflecting pools
Direct, enclosed concourse access to the 2, 3, 4, 5, J, and Z subway lines
Exclusively Represented by NextGen
Listed by Liam Kwon with the NextGen by Keller & Jonathan Normolle

Private showings and complete assumable loan documentation are available upon request. Contact Liam & NextGen team directly to tour Residence 1001.