售$46萬5 - 118 SCHENECTADY Avenue #109, 布鲁克林 Weeksville, NY 11213｜ID# RLS20102591

布魯克林置產，或許比你想像中更觸手可及！

想像在布魯克林擁有一處自己的家，門外就是社區綠地，享受一樓生活的便利，還有一個可能比你想像中更容易實現的置產機會！

歡迎來到 The Maynard 的 109 號住宅。這是一間位於歷史悠久的 Weeksville、Crown Heights 的 HDFC 合作住宅。這間約 850 平方英尺的角落住宅設有兩間臥室、一間浴室，兼具經典風格與日常生活的便利。

步入室內，映入眼簾的是令人印象深刻的 9 英尺 3 英寸挑高天花板、優美的拼花硬木地板，以及從兩面引進自然光的大型窗戶，其中還可眺望 St. John's Park。設有窗戶的通道式廚房配備全尺寸家電與洗碗機，並方便連通起居空間。格局靈活，無論舒適起居、用餐或在家工作都很合適；室內洗衣機與烘衣機、嵌入牆面的空調，以及私人儲藏空間，讓日常生活更加輕鬆。

一樓生活的便利，更是難以忽視！無論是提著採買的物品回家、收取包裹，或只是出門辦事，都不必爬樓梯或等電梯。角落戶型帶來充足自然光，也讓你與街道對面的綠意相連，為城市生活增添一份宜人的社區氛圍。

The Maynard 正對 St. John's Park and Recreation Center，是一棟配有電梯的合作住宅，鄰近 Weeksville Heritage Center、社區商店、餐飲店家及大眾運輸。另有設門禁的停車位，可候補申請。

這項置產機會特別值得留意之處，在於合作住宅的 HDFC 架構。許多人以為收入受限住宅只開放給收入非常低的家庭，但 The Maynard 符合資格的家庭收入最高可達區域所得中位數（AMI）的 175%。依據提供的資格指引，最高年度家庭收入上限會依家庭人數而異：一人家庭為 207,900 美元，八人家庭則為 391,825 美元。

合作住宅沒有建物規定的最低頭期款或交屋後備用金要求；符合資格的買方也可能透過參與計畫的貸款機構，以最低 5% 的頭期款取得融資。目前每月管理費為 746.82 美元，其中包含一筆每月 114.88 美元的臨時特別費，預計收取至 2027 年 12 月。目前沒有轉售費，並可依合作住宅規章飼養寵物。

身為 HDFC 合作住宅，住戶須符合家庭收入資格規定，且買方必須將此公寓作為主要居所。不得轉租，所有購買皆須經合作住宅董事會核准，融資則須經貸款機構審核批准。

在布魯克林擁有自己的家，享受日常生活的便利、社區綠地，以及值得進一步了解的置產機會。

部分圖片經虛擬佈置，僅供視覺示意。

BROOKLYN HOMEOWNERSHIP MAY BE MORE ATTAINABLE THAN YOU THINK!

Imagine having a place of your own in Brooklyn, with neighborhood green space just outside your door, the convenience of ground-floor living, and an opportunity for homeownership that may be more within reach than you imagined!

Welcome to Residence 109 at The Maynard, an HDFC cooperative in historic Weeksville, Crown Heights. This approximately 850-square-foot corner residence offers two bedrooms, one bathroom, and a wonderful combination of classic character and everyday convenience.

Step inside to discover impressive 9'3" ceilings, beautiful parquet hardwood floors, and oversized windows that welcome natural light from two exposures, including views toward St. John's Park. The windowed, pass-through galley kitchen features full-sized appliances and a dishwasher, with a convenient connection to the living area. The layout offers flexibility for comfortable living, dining, and working from home, while an in-unit washer and dryer, in-wall air conditioning, and private storage make everyday living that much easier.

And there's something to be said for the convenience of ground-floor living! No stairs to climb or elevators to wait for when bringing home groceries, receiving deliveries, or simply heading out for the day. The corner exposure adds natural light and a connection to the greenery across the street, creating a welcome balance of city living and neighborhood charm.

Located directly across from St. John's Park and Recreation Center, The Maynard is an elevator cooperative near the Weeksville Heritage Center, neighborhood shops, dining, and public transportation. Gated parking is also available by waitlist.

What makes this opportunity especially interesting is the cooperative's HDFC structure. While many assume income-restricted housing is only available to households with very low incomes, The Maynard allows qualifying household incomes of up to 175% of Area Median Income (AMI). Based on the provided eligibility guidelines, maximum annual household income limits range from $207,900 for a one-person household to $391,825 for an eight-person household, depending on household size.

The cooperative also has no building-imposed minimum down payment or post-closing reserve requirement, and financing with as little as 5% down may be available through participating lenders for qualified purchasers. Monthly maintenance is presently $746.82, including a temporary assessment of $114.88 scheduled through December 2027. There is currently no flip tax, and pets are permitted subject to cooperative rules.

As an HDFC cooperative, household income eligibility requirements apply, and the apartment must be used as the purchaser's primary residence. Subletting is not permitted, all purchases require cooperative board approval, and financing is subject to lender approval.

A Brooklyn home of your own, with everyday conveniences, neighborhood green space, and a homeownership opportunity worth exploring.

Some images are virtually staged for visual illustration.