Welcome to 35 Charles Street, a great opportunity to own a legal 3 family home in a convenient New Rochelle location. Whether you're looking to build long-term wealth through real estate or live in one apartment while collecting rental income from the other two to help offset your living expenses, this property offers plenty of potential. The home features 3 separate apartments: a spacious 3 bedroom unit on the first floor with access to a large basement, a generously sized 2 bedroom apartment on the 2nd floor, and a 1 bedroom apartment on the 3rd floor. A long driveway provides ample off-street parking, while the detached garage offers valuable additional storage space. All 3 apartments are currently occupied by month-to-month tenants, providing immediate rental income and flexibility for future plans. Rents are currently undervalued but potential for nearly $90,000 rent roll. At market rents it will cost you less to purchase and live this in this home than to rent an average 3 bedroom apartment in New Rochelle. Located just a 1/2 mile from the New Rochelle Metro-North station, with convenient access to downtown shops, restaurants, and transportation. For buyers looking to put their hard-earned money into an income-producing property, 35 Charles Street offers a practical opportunity to become a homeowner, grow a real estate portfolio, or let rental income help carry the cost of ownership.