售$16万5 - 609 Palmer Road #3M, 纽约州 Yonkers, NY 10701｜ID # 933973

踏入这套经过精美翻修的一卧室住宅，展现出现代设计、功能性和舒适性的完美融合。整套住宅经过深思熟虑的更新，宽大的木风格地板、刚刷新的墙壁和充足的自然光线为其营造出明亮宜人的氛围。现代化的厨房配备了白色摇椅橱柜、台面、时尚的瓷砖后挡板和全套不锈钢家电，包括燃气灶。卧室空间宽敞，能够舒适地容纳一张特大号床及其他家具，并配有带双开门的衣柜和干净中性的装修风格。这个可立即入住的合作公寓在理想位置提供了风格与实用的完美结合。社区入口有门卫，一楼设有洗衣房，成交时分配一个保证的户外停车位，月租75美元，还有一个储物间和一个自行车房（免费）。

------ 购买申请人的最低财务要求：
1) 每位申请人需具备最低740或以上的Equifax Fico 5.0信用评分。 2) 要求的最低债务与收入比率不得超过30%。这包括持续的费用，如维护费、按揭、税款、其他房产等。 3) 总首付款为20%。签署合同时需支付10%；余额在成交时支付。 4) 需要至少2年的薪水和工作历史。 5) 需有足够的现金余额来支付首付款和其他相关成交费用后的6个月生活费用。

Step into this beautifully renovated one-bedroom home offering a seamless blend of modern design, functionality, and comfort. Thoughtfully updated throughout, this spacious residence features wide-plank wood-style flooring, freshly painted walls, and ample natural light that creates a bright and inviting atmosphere. The contemporary kitchen showcases white shaker cabinetry, countertops, a sleek tile backsplash, and full-sized stainless-steel appliances, including a gas range. The bedroom offers generous space, comfortably able to fit a king size bed with additional furniture, and storage with a double-door closet and clean, neutral finishes. This move-in ready co-op delivers both style and practicality in a desirable location. Gate house with guard upon complex entry, Laundry on first floor, One guaranteed outdoor parking space assigned at closing for $75/month, plus a storage room space and bike room space (free of charge).

------ Minimum Financial Requirements for Purchase Applicants:
1) Minimum Equifax FICO 5.0 Credit Score of 740 or above, per applicant, required. 2) Required Minimum Debt to Income Ratio – not to exceed 30%. This includes ongoing costs such as maintenance, mortgage, taxes, other real estate, etc. 3) 20% Total Down Payment. 10% at contract signing required; balance due at closing. 4) Minimum of 2 years of Salary and Work History, required. 5) Minimum Cash Balance sufficient to meet 6 months of living expenses after payment of down payment and other related closing costs, required.